Auto Insurance: Should I get a six month or 12 month policy?
Hello everyone, this is Angela Beasley and I’m here with your auto insurance quick tip of the day.
When you get your auto insurance policy make sure you get an annual 12-month policy rather than a six-month policy. And the reason for that is, it locks in your rate for a year rather than six months.
How does that benefit you? It benefits you because if you had a loss or claim within that time it takes longer for that to be rerated upon your renewal or with a new quote and to go onto your policy. Also, if there have been RATE increases in your area; say your neighborhood or your zip code because there’s been a lot of accidents, when they rerate your policy on that renewal, they can increase your rate and it has nothing to do with you.
So, make sure you get a 12-month policy and not a six-month policy. Get an annual policy when you get your new policy or when your policy renews. I hope that helps everyone you have a great week. And if you need a quote and you’re in Ohio, give me a call 614-642-0941. Or if you have any questions about insurance, I’ll be happy to answer them thank you bye.