Roadside Assistance on your Auto Insurance Policy: Don’t overuse it

I’m going to talk to you about your personal auto insurance policy, your roadside assistance, and how using that service a lot or over utilizing that service can cause your insurance rates to go up. Or it can cause your insurance company to say, “hey we’re not extending that service (roadside assistance) to you anymore”. […] Read more

Do I need collision coverage on my older vehicle?

Should you carry collision coverage on your older vehicle? So that’s depends on your situation and your preferences. When you have an older vehicle and it is paid for, no one is requiring you to carry comp and collision coverage, correct? Right! It is not required by law. Only liability is required by law in […] Read more

Auto Insurance: What is Comprehensive and Collision Coverage?

Comprehensive vs Collision Coverage:  What is the difference? Today we’re going to talk about the difference between comprehensive end collision coverage these are also known as comp and collision.  They are considered physical damage coverage for your vehicle. Collision coverage covers damage to your vehicle in the event of a covered accident involving a collision […] Read more

Auto Insurance: Street Legal is Bad

Your tip of the day has to do with your auto insurance policy and you being what we call STREET LEGAL. STREET LEGAL is bad. It is something that you should only be or have as policy limits if you can do no better, if you have no assets, or if you don’t need to […] Read more

Auto Insurance Tips: Car Rental and Towing

Your insurance tip of the day has to do with auto insurance coverage and towing and rental car coverage. Make sure you have the towing and rental car coverage on your auto insurance policy before you get into an accident because if you try to add it at the same time or the next day […] Read more

How To: Auto Insurance Quotes

Hello everyone, this is Angela Beasley your friendly local insurance agent and I figured out how to make my tripod work, not that you care. Your insurance quote for the day has to do with an insurance tip your insurance tip of the day has to do with an auto insurance quote. When you get […] Read more

What is an Insurance Declarations Page?

You may have been asked for your auto, home, or business insurance declarations page and aren’t sure what that is.  Your declarations page is a summary of your insurance coverages and is typically no more than two pages long.  On a homeowner’s insurance policy’s declarations page you will find your dwelling coverages, personal property coverage, […] Read more

Auto Insurance: Which is better 6 month or 12 month policy term?

 When you sign up for car insurance, you may be offered the option of a six month or annual (12 month term) policy.  A few years ago there were a few carriers that only offered six month auto insurance policy terms.   That would leave homeowners or clients who purchased an annual renters policy, renewing […] Read more

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