Motor Truck Cargo Insurance

Motor truck cargo insurance provides coverage on the freight or commodity hauled by a For-hire trucker. It covers your cargo that is lost or damaged due to causes such as:

  • fire
  • collision
  • theft
  • water damage
  • striking of a load
  • equipment failure
  • refrigeration breakdown

You may need cargo insurance if you are a for hire trucker or trucking company and drive or employee truckers who drive any of the following:

  • box trucks
  • cargo vans
  • flatbeds
  • car haulers
  • tractor-trailers and other similar local and long-haul shipping vehicles.

Cargo coverage is a type of insurance that provides protection for the goods or cargo being transported by a for-hire trucking business. The purpose of cargo coverage is to protect the trucking company against financial loss if the cargo is lost, damaged, or stolen while in transit.

For-hire trucking businesses are responsible for the safe and timely delivery of their customers’ cargo. However, accidents and other unforeseen events can happen, which can result in cargo damage or loss. Without cargo coverage, the trucking company could be held financially liable for any damage or loss that occurs, which could result in significant financial losses.

Cargo coverage typically includes protection against a variety of risks, such as theft, fire, collision, and natural disasters. The coverage may also include protection for perishable goods, hazardous materials, and other types of cargo with specific risk profiles.

In summary, cargo coverage is essential for for-hire trucking businesses as it helps to protect their financial interests in the event of cargo loss, damage or theft during transportation.

*Most box truck companies who contract with Amazon are required to carry 1 million in auto liability, 1 million/2million in general liability, and 100,000 in cargo coverage.

Serving: Columbus, Pickerington, Central Ohio, Delaware County Ohio and surrounding areas

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