What you need to know about Turo and Car Insurance

Are you thinking about starting a Turo car rental business? I’ve had a few clients call me about car insurance to engage in a Turo start-up.  When I first heard about it and started making calls to my underwriters, none of them were familiar with Turo.  My first thought was that they might be able […] Read more

Why you can’t insure other peoples stuff

Tonight, we’re going to talk about insurable interest, what it means, and why you need it when you’re insuring something. Occasionally, I will have someone call and ask me to insure something that does not belong to them, or I will find out it doesn’t belong to them through questioning. It’s not a good idea […] Read more

Assets I Insure in Ohio

I’m always being asked what Assets or types of assets I insure. Here is a list of insurance products I offer in the state of Ohio: Homes & Property High Value Homes Farms Hobby Farms Rental Properties Condos Apartments Air B&B Cabins Vacation Homes Rehab Properties Vacant Buildings Commercial Buildings Warehouses Mobile Homes Manufactured Homes […] Read more

Ohio Auto Insurance: Who Needs to Be Listed on my Policy

I had a discussion with someone on Facebook a couple of weeks ago about spouses being listed or not being listed on their auto insurance policy and how it was required with Progressive: Just got off the phone with Progressive – in Ohio, any spouse or relative, over the age of 15 1/2, residing in […] Read more

Progressive Insurance® Unveils Driving Small Business Forward Grant Program to Support Hispanic Entrepreneurs

I received an email this morning with the following information and wanted to share it with anyone it might help. In collaboration with Hello Alice, $250,000 grant program will provide Hispanic-identifying entrepreneurs with funds for use toward the purchase of a commercial vehicle for their business MAYFIELD VILLAGE, Ohio, May 23, 2022 /PRNewswire/ — Progressive Insurance®, the leading commercial […] Read more

Truck Drivers: ROADCHECK 2022

This article is courtesy of and copied from a newsletter written by one of my Surplus lines brokers :  RPS – you may visit their website here:  https://www.rpsins.com/ ROADCHECK 2022 May 17-19, 2022 – NATIONWIDE The Commercial Vehicle Safety Alliance’s (CVSA) annual “Roadcheck” campaign will take place May 17 – 19, 2022. This international event […] Read more

Can I sue an at-fault driver with no insurance?

I’m not here today to give you a tip I’m here to discuss situations that happen when people are lot and a question that they asked me the question that they ask me a lot is can I sue the other person or can my insurance company sued them or can I sue my insurance […] Read more

Accidents: Striking non-moving vehicles

At Fault Accidents and disputing accidents. So something that happens to me a lot is when I’m quoting new clients I will ask them have they had any at fault accidents moving violations in the past three years and a lot of times they will tell me no and then some of the times they […] Read more

Heavy Truck Roadside Assistance Coverage by Progressive

I’m here today to talk to you about a new coverage progressive auto is offering its trucking companies and its roadside assistance so I’m just going to actually read this off the paper to you real quick; Roadside assistance coverage provides towing to the nearest qualified repair facility and covers a specified amount of the […] Read more

Auto Insurance: Should I get a six month or 12 month policy?

When you purchase your auto insurance policy make sure you get an annual 12-month policy rather than a six-month policy. And the reason for that is, it locks in your rate for a year rather than six months. How does that benefit you? It benefits you because if you had a loss or claim within […] Read more

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