Are you thinking about starting a Turo car rental business? I’ve had a few clients call me about car insurance to engage in a Turo start-up. When I first heard about it and started making calls to my underwriters, none of them were familiar with Turo. My first thought was that they might be able […] Read more
Water damage and more specifically “water-backup” claims seem to continue to be a sticky subject. Here is an article by “Claims Journal” you may find interesting: Standard property policies typically contain an exclusion which provides that the insurer “will not pay for loss or damage caused directly or indirectly by . . . water that […] Read more
I saved an older couple over $1500 on a six month auto insurance policy today. They both had an at-fault-accident and the wife had two more violations and another at-fault – both over 70 years old. The husband is a military veteran and they are on a fixed income. They came from a renewal quote […] Read more
Today I want to talk to you about an endorsement that I believe is valuable and that you can have added, for an additional costs to your homeowner’s insurance policy. That endorsement is known as underground service line coverage. So how does underground service line coverage work? And, you probably want to know what I […] Read more
Tonight, we’re going to talk about insurable interest, what it means, and why you need it when you’re insuring something. Occasionally, I will have someone call and ask me to insure something that does not belong to them, or I will find out it doesn’t belong to them through questioning. It’s not a good idea […] Read more
I’m always being asked what Assets or types of assets I insure. Here is a list of insurance products I offer in the state of Ohio: Homes & Property High Value Homes Farms Hobby Farms Rental Properties Condos Apartments Air B&B Cabins Vacation Homes Rehab Properties Vacant Buildings Commercial Buildings Warehouses Mobile Homes Manufactured Homes […] Read more
I had a discussion with someone on Facebook a couple of weeks ago about spouses being listed or not being listed on their auto insurance policy and how it was required with Progressive: Just got off the phone with Progressive – in Ohio, any spouse or relative, over the age of 15 1/2, residing in […] Read more
I want to talk to you about buying a home and things that can affect your homeowner’s insurance policy that you need to look out for. On my previous video I talked about being in a flood zone because flood insurance is high as hell and if you want to save money on your insurance […] Read more
I want to talk to you, especially to the people who are looking to purchase a new home, about how the type or the location of your home may affect your homeowner’s insurance policy. I’m going to make this a two-part video. The first thing that you’re going to want to check before you bid […] Read more
I’m going to talk to you about your personal auto insurance policy, your roadside assistance, and how using that service a lot or over utilizing that service can cause your insurance rates to go up. Or it can cause your insurance company to say, “hey we’re not extending that service (roadside assistance) to you anymore”. […] Read more
