Today I’m going to talk to you about actual cash value or ACV. This is one of the other popular ways that your home can be valued on a homeowners insurance policy. So what is actual cash value? Actual cash value means exactly what it sounds like; it’s the actual cash value of an item […] Read more
Should you carry collision coverage on your older vehicle? So that’s depends on your situation and your preferences. When you have an older vehicle and it is paid for, no one is requiring you to carry comp and collision coverage, correct? Right! It is not required by law. Only liability is required by law in […] Read more
Today I want to talk to you about how your home is valued on a homeowners insurance policy. There are two main ways a dwelling on a homeowner’s policy is valued and that is actual cash value and replacement cost value. On this video today, we’re just going to talk about replacement costs. I will […] Read more
I received an email this morning with the following information and wanted to share it with anyone it might help. In collaboration with Hello Alice, $250,000 grant program will provide Hispanic-identifying entrepreneurs with funds for use toward the purchase of a commercial vehicle for their business MAYFIELD VILLAGE, Ohio, May 23, 2022 /PRNewswire/ — Progressive Insurance®, the leading commercial […] Read more
This article is courtesy of and copied from a newsletter written by one of my Surplus lines brokers : RPS – you may visit their website here: https://www.rpsins.com/ ROADCHECK 2022 May 17-19, 2022 – NATIONWIDE The Commercial Vehicle Safety Alliance’s (CVSA) annual “Roadcheck” campaign will take place May 17 – 19, 2022. This international event […] Read more
Comprehensive vs Collision Coverage: What is the difference? Today we’re going to talk about the difference between comprehensive end collision coverage these are also known as comp and collision. They are considered physical damage coverage for your vehicle. Collision coverage covers damage to your vehicle in the event of a covered accident involving a collision […] Read more
I’m not here today to give you a tip I’m here to discuss situations that happen when people are lot and a question that they asked me the question that they ask me a lot is can I sue the other person or can my insurance company sued them or can I sue my insurance […] Read more
At Fault Accidents and disputing accidents. So something that happens to me a lot is when I’m quoting new clients I will ask them have they had any at fault accidents moving violations in the past three years and a lot of times they will tell me no and then some of the times they […] Read more
I’m here today to talk to you about a new coverage progressive auto is offering its trucking companies and its roadside assistance so I’m just going to actually read this off the paper to you real quick; Roadside assistance coverage provides towing to the nearest qualified repair facility and covers a specified amount of the […] Read more
When you purchase your auto insurance policy make sure you get an annual 12-month policy rather than a six-month policy. And the reason for that is, it locks in your rate for a year rather than six months. How does that benefit you? It benefits you because if you had a loss or claim within […] Read more
