Auto Insurance: Street Legal is Bad

Your tip of the day has to do with your auto insurance policy and you being what we call STREET LEGAL. STREET LEGAL is bad. It is something that you should only be or have as policy limits if you can do no better, if you have no assets, or if you don’t need to […] Read more

Insurance Agents do not Set Rates or Premiums

Hello everyone, my name is Angela Beasley and I’m here with your quick insurance tip of the day and that tip is we, insurance agents, that’s me, yes, I’m an insurance agent. I think you already know that we do not we do not EVER set insurance rates or premiums. If we set a rate […] Read more

Auto Insurance Tips: Car Rental and Towing

Your insurance tip of the day has to do with auto insurance coverage and towing and rental car coverage. Make sure you have the towing and rental car coverage on your auto insurance policy before you get into an accident because if you try to add it at the same time or the next day […] Read more

How To: Auto Insurance Quotes

Hello everyone, this is Angela Beasley your friendly local insurance agent and I figured out how to make my tripod work, not that you care. Your insurance quote for the day has to do with an insurance tip your insurance tip of the day has to do with an auto insurance quote. When you get […] Read more

What is an Insurance Declarations Page?

You may have been asked for your auto, home, or business insurance declarations page and aren’t sure what that is.  Your declarations page is a summary of your insurance coverages and is typically no more than two pages long.  On a homeowner’s insurance policy’s declarations page you will find your dwelling coverages, personal property coverage, […] Read more

Auto Insurance: Which is better 6 month or 12 month policy term?

 When you sign up for car insurance, you may be offered the option of a six month or annual (12 month term) policy.  A few years ago there were a few carriers that only offered six month auto insurance policy terms.   That would leave homeowners or clients who purchased an annual renters policy, renewing […] Read more

Insurance Renewals and Cancellations

Quick insurance tip: Be responsible and check your emails and mail for your insurance correspondence. I get a lot of call from clients saying they didn’t know their insurance, cancelled, renewed, went up, changed, and a plethora of other things.  I also hear from other insurance agents clients saying they want to leave their current […] Read more

Insurance Tips on Handling Automobile Accidents

Video: Insurance tips on what you need to do if you are involved in an automobile accident to make your insurance claims process smoother and quicker. Watch now! If you are in an automobile accident, you need to make sure you exchange and obtain information from everyone involved in the accident. You should also take […] Read more

Ohio Business Service Bond

There are all types of bonds and it depends on what the person or entity you are contracting with wants or requires. One of the most common types of bonds is a Business Service Bond which covers employee theft. Note that business service bonds do not cover business owners.  You can also get a performance […] Read more

Box Trucks and Cargo Coverage in Ohio

A client of mine recently came to me to insure a households goods moving truck and needed insurance in order to get contracts or jobs with DAT Freight and Analytics.  I tried to quote him with Progressive because I have had issues finding carriers that want to underwrite this type of risk in the past.  […] Read more

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