Motor Truck Cargo Insurance
Motor truck cargo insurance provides coverage on the freight or commodity hauled by a For-hire trucker. It covers your cargo that is lost or damaged due to causes such as:
- water damage
- striking of a load
- equipment failure
- refrigeration breakdown
You may need cargo insurance if you are a for hire trucker or trucking company and drive or employee truckers who drive any of the following:
- box trucks
- cargo vans
- car haulers
- tractor-trailers and other similar local and long-haul shipping vehicles.
Most box truck companies who contract with Amazon are required to carry 1 million in auto liability, 1 million/2million in general liability, and 100,000 in cargo coverage.